[chunko]

Originally Posted by gedunk

That's some really good information and I certainly appreciate it. Only a couple months ago my wife was served papers 2 years to the day for a personal injury/mental anguish lawsuit resulting from a similar, although much minor, accident. She was the middle car of a 3 car 5mph accident from a start at a red light where everyone stopped really quick. No police report was made. Damage was so minor we didn't even bother with trying to fix it or filing a claim. However, the person in front of her filed on our insurance and they paid like $500 total damages at that time. Luckily, our insurance company again settled with the person out of court when we submitted the new claim information.

My point is that although I am certainly expecting to be "made whole" in this current situation, I do not want to be like the person in my wife's accident and file for frivolous claims. I have been to my dr. and his x-rays were negative and pointed out that I could have discomfort from this for up to a year. I just got a call from USAA this morning and they have officially accepted responsibility for all the damages to my truck. We are now awaiting for their staff appraiser to go to the body shop and it's my assumption they will make the offer to me after that happens.

Should I expect that offer to simply be for their appraised value of my truck or should the offer also include injury/potential injury claims? Thanks again.

Glad to hear the titan did well (relatively speaking) and no injuries. If you say you are fine, I would expect KBB nothing else.

Hopefully you are not upside down on your truck...