[Justintoxicated]

Must be nice to be able to put so much into your 401k. 8% here and I can't afford to put in more. Then again my 401k has taken a 12% hit since december anyways. As for the math in the post on the previous page, figure buying a car that gets 3x the gas mileage as the titan, driving 20k a year and $5 a gallon (which is what it will cost this summer sincwe it's already at $4 a gallon) and you will notice that a nice used $5k car will pay itself off considerably fast. I would estimate a savings of about $400 or more a month in gas for me...

Also you have to look at your financing not just interest etc. Gas = $800 a month Truck = $450 a month so a car would be paying for itself in fuel savings anyways despite if I get a ****y interest rate on it or not.