Uhm.....why don't you just call your insurance agent and tell them what happened? Thats sort of why you HAVE insurance. Reason i say this is that most plans have a comprehensive portion that covers things that don't fit in other categories.
Example.....i got a batch of bad gas from a particular station that clogged my fuel pump and injectors. Cost 1500 for repairs, pump, fuel rail, and injector cleaning. It cost me 50 bucks, insurance covered the rest.
My dad backed out and cut his truck short and snagged our old caddi on his truck, dented and creased the bed and rear of cab.....insurance covered it.
Dood, call them, if they are worth a cup of warm pee, they will gladly help you out. Don't worry about creases or anything, if its not extensive enough, they will and CAN pull it out, you will never know it was damaged. My truck was recently damaged in the parking lot, creased and dented in the rear of the bed. It wasnt extensive enough, and the P&B shop pulled it all out and repainted.
Don't fret, its all fixable, and hopefully it won't cost much. That thing is not yours or the car in front of you's fault.
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