I would go for it.
For two reasons 1. resale - it might not get you a higher dollar, but it will widen your market.
2. The price is very cheap for the big tow - if you plan on putting any type of hitch on later, it is better to get the big tow now.
Judging by what others are posting about MPG, i don't think it affects it greatly so that shouldn't be an issue.
The offroad probably isn't needed for your needs.
For two reasons 1. resale - it might not get you a higher dollar, but it will widen your market.
2. The price is very cheap for the big tow - if you plan on putting any type of hitch on later, it is better to get the big tow now.
Judging by what others are posting about MPG, i don't think it affects it greatly so that shouldn't be an issue.
The offroad probably isn't needed for your needs.