So for the weekend I put my atv in the box removed the tailgate and put all my gear on the cargo deck. I put the new camper to the test heading up some really rough old logging roads. Basically I was driving up a creek with boulders haha! Definitely buying the weight distrubtion hitch.
It doesn't matter if you move the weight to the bed, or the trailer, it all still settles on your rear springs and worse, the axle. In fact, you probably added MORE direct weight by moving the ATV to the bed. It's a half-ton, with a load, it's going to sag... end of story. the question is, how much over are you actually, with a tongue wt of 250, and the 700# atv, that's 950. SOME of that, settles on the trailer axle so lets say 800#. The question there, is the tongue capacity totally stand alone? or is that max tounge weight + max payload weight, because I can tell you, I used to have a perpetual 5-600# in the bed, and still towed stupid heavy, and it did not harm anything...YET... Titans can take more than they are rated at, but it isn't wise.
I have 2 extra leaves, AND airbags on the rear... NONE OF THAT LETS YOU TOW MORE...it just makes the tow more comfy and easier to control, takes a ton of trailer sway out. WD hitch is a band-aid... TBH, you need a different setup that puts the weight of the ATV on the trailer axle..or you need a heavier pickup in order to stay within paranoid, capacity nazi parameters.
That's only to stay on the number lines, Honestly, I think it will do the duty fine, as long as it's not a regular thing, But it will be a roll of the dice, esp on an 04