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I think you can buy the truck by making about the same monthly payment for 5 years instead of 3. If you are driving the truck 15,000 per year, it will have only 75,000 miles.
If you are driving more than 15,000 miles per year, they will charge you more on the lease return at the end of 36 months.
If you are driving more than 15,000 miles per year, they will charge you more on the lease return at the end of 36 months.