LOL...Never gonna happen. It'll cost less to just replace the truck....even if it was a 2008. Let them try, they'll change their mind when they find out the actual cost.
Replace entire frame? Insurance co wants to
Not sure if this is the place to post this, but was rear ended on tuesday by a lady driving a minivan. Stopped at a crosswalk, brakes applied, she was doing about 40mph, predictable result. Bent the frame between the shackles on both sides as well as a compression bend up around the gas tank area.
The truck is pretty well pretzeled from the cab back.
Her insurance co wants to repair the truck, replacing the entire frame. Not too crazy about that Idea. I bought my 2005 Titan SE because it was built in Nissan's quality controlled production line, not pieced together by some body repair guy in his shop. Virtually every piece of my truck must be disassembled to make this happen. Am I right in being a little p.o.'d about this?:muncher:
The truck is pretty well pretzeled from the cab back.
Her insurance co wants to repair the truck, replacing the entire frame. Not too crazy about that Idea. I bought my 2005 Titan SE because it was built in Nissan's quality controlled production line, not pieced together by some body repair guy in his shop. Virtually every piece of my truck must be disassembled to make this happen. Am I right in being a little p.o.'d about this?:muncher:
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That's the problem, the adjuster is a bonehead. He's going to try. I'm hoping that he comes to his senses tonight when he puts down the crack pipe and does the actual math. By our quick count at the dealer, we're at about $10K worth of parts before you even talk about extras, accessories and labor. I'm really hoping it does get totalled at this point.HudsonValleyTitan said:LOL...Never gonna happen. It'll cost less to just replace the truck....even if it was a 2008. Let them try, they'll change their mind when they find out the actual cost.
I wouldn't stand for that the truck is totaled plain and simple. They need to pay you what the truck is worth and end it.You need to start looking for a new truck. Good luck to ya!
Actually they do it more often than you realize.
Clint
Clint
That's why I'm posing the question.....I'm not sure how common it is. I'm not very comfortable with it, but if its an accepted practice, not sure how much ground I have to stand on.Clint said:Actually they do it more often than you realize.
Clint
On a brand new vehicle I can see them trying. Not on a truck going on 3 yrs old. Ad not if parts alone are 10g. He's right, the adjuster is a bonehead.Clint said:Actually they do it more often than you realize.
Clint
Frames are at the dealers all the time. It is a common repair. Frame shouldn't cost 10K, what is the breakout of the 10K number? But like everyone agrees, it's a math thing. 2/3 replacement cost, and it's totalled. Have they given you a book value, or explaination of the decision?
This must be the week for frames! lol. (not really) Glad you're OK.
This must be the week for frames! lol. (not really) Glad you're OK.
In Alabama, if the repair is less than 75% of the book value of the truck, the insurance co can repair it. It is their decision. Now if you started "flopping around" sore back, he might be more interested in doing something.....
Not yet....I get that tomorrow. Frame, cab corners, complete bed, tailgate, etc....just for starters. Virtually everything from the cab back has been affected except the tires and rims. These trucks still book pretty high and it takes quite a bit to get to that magic 2/3 number.TitanBlue said:Frames are at the dealers all the time. It is a common repair. Frame shouldn't cost 10K, what is the breakout of the 10K number? But like everyone agrees, it's a math thing. 2/3 replacement cost, and it's totalled. Have they given you a book value, or explaination of the decision?
This must be the week for frames! lol. (not really) Glad you're OK.
want to sell the front end? lmao
At first I thought you were just being a butt head, then I saw your post about your crash. Good luck on your repairs...SIKTITAN said:want to sell the front end? lmao
Not sure what the laws are in your state, but in most states you can get the truck fixed at any shop you want. I would ask around and find 2-3 expensive shops and go and get estimates from them indicating to them you want to spare no expense in repairing the truck. Once he sees those numbers, he will total the truck.
In most instances, the adjuster is only at about 60% of the actual repair cost. The real numbers are always higher.
In most instances, the adjuster is only at about 60% of the actual repair cost. The real numbers are always higher.
I'm actually using the dealer as the repair place as its a leased vehicle. I want no questions about whether it was repaired correctly or not. Nissan will have a hand in repairing it. Can't imagine anyone being more expensive than the dealer retail on parts, markup on sub-bed work, etc, but maybe. I'll see the quote today. I only have about a year left on the lease, so my absolute biggest concern is that I don't get hosed on lease turn in day.BayStateSuks said:Not sure what the laws are in your state, but in most states you can get the truck fixed at any shop you want. I would ask around and find 2-3 expensive shops and go and get estimates from them indicating to them you want to spare no expense in repairing the truck. Once he sees those numbers, he will total the truck.
In most instances, the adjuster is only at about 60% of the actual repair cost. The real numbers are always higher.
If you are leasing, you should just tell them you want to turn in the leased vehicle now as is and indicate it has a few scratches here and there.
I can't imagine the dealer is going to actually do the body work. Many sub that work out. So you might want to check to make sure it is being done in-house.
I can't imagine the dealer is going to actually do the body work. Many sub that work out. So you might want to check to make sure it is being done in-house.
They are subbing it...I know that for a fact. I also know where it is going to and that there is a markup on their already inflated price after the dealer touches it.BayStateSuks said:If you are leasing, you should just tell them you want to turn in the leased vehicle now as is and indicate it has a few scratches here and there.
I can't imagine the dealer is going to actually do the body work. Many sub that work out. So you might want to check to make sure it is being done in-house.
As for the lease, if I'm not careful I will be screwed. This thing will be significantly devalued after a major crash. Somebody besides me needs to pay for any devaluation that I might get hit for later. My truck didn't have even a scratch on it before tuesday.
Not that I would recommend going this route, but you could turn the leased vehicle in and then sue the other person's insurance company for the devaluation costs as their insured was the cause of the devaluation. Again, I wouldn't recommend this to any of my clients as an initial response, but it is a potential option.
if it's a leased vehicle why do you care??? If I actually owned it I would be a little pissed...
let me guess the lady that hit you has GEICO. That sounds like something GEICO would do to a tee.
Sounds like it might time to get a good lawyer.
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