"Anyone have the side air bag option?"
Yes, on LE CC
"If so, does it affect the actual inside of the truck at all?"
Some of the side air bags come out of the sides of the front seats. So you have to be careful if you want to put seat covers on. There are air bag compatible seat covers on the market.
I think other air bags come out along the interior roof, which doesn't appear to me to affect anything.
I have seen a photo on the net showing the airbags deployed, but I can't find it at the moment.