I suspect WanderMT doesn't understand what the "bypass mod" is, based on his comments. Bottom line is, once your transaction is out of warranty, the smart money is on bypassing the radiator tank warmer (which is highly prone to leak on Nissan) but leave the flow through the regular cooler (sandwiched between the radiator and compressor). The factory cooler (not to be confused with the factory warmer in the lower radiator tank) is reliable. But the warmer is suspect, at best.
The smart money is on bypassing the warmer, using the OEM cooler, and especially if you're towing, adding an external cooler (like the Long TruCool) to maximize transfer life. I'll be adding this mod shortly now that my trans is out of warranty.