Never have the Insurance pay them directly, tell them to make a addendum to the claim if they find something else, maybe, but if they pay direct, then you have nothing over the body shop to make them do it right. They don't do it to your satisfaction, they don't get paid. Tends to make them do it right, I did the same when the dealership wrecked my truck, I had the check, I determined when it was right, then they get paid. It also forces them to not short change your repairs, make sure you check on it at least twice a week. Not call, go there, then you see the work, when they find out how picky you are, they don't tend to try and take shortcuts.