LOL...Never gonna happen. It'll cost less to just replace the truck....even if it was a 2008. Let them try, they'll change their mind when they find out the actual cost.

 

LOL...Never gonna happen. It'll cost less to just replace the truck....even if it was a 2008. Let them try, they'll change their mind when they find out the actual cost.

That's the problem, the adjuster is a bonehead. He's going to try. I'm hoping that he comes to his senses tonight when he puts down the crack pipe and does the actual math. By our quick count at the dealer, we're at about $10K worth of parts before you even talk about extras, accessories and labor. I'm really hoping it does get totalled at this point.

 

I wouldn't stand for that the truck is totaled plain and simple. They need to pay you what the truck is worth and end it.You need to start looking for a new truck. Good luck to ya!

 

Actually they do it more often than you realize.

Clint

 

Actually they do it more often than you realize.

Clint

That's why I'm posing the question.....I'm not sure how common it is. I'm not very comfortable with it, but if its an accepted practice, not sure how much ground I have to stand on.

 

Actually they do it more often than you realize.

Clint

On a brand new vehicle I can see them trying. Not on a truck going on 3 yrs old. Ad not if parts alone are 10g. He's right, the adjuster is a bonehead.

 

Frames are at the dealers all the time. It is a common repair. Frame shouldn't cost 10K, what is the breakout of the 10K number? But like everyone agrees, it's a math thing. 2/3 replacement cost, and it's totalled. Have they given you a book value, or explaination of the decision?

This must be the week for frames! lol. (not really) Glad you're OK.

 

In Alabama, if the repair is less than 75% of the book value of the truck, the insurance co can repair it. It is their decision. Now if you started "flopping around" sore back, he might be more interested in doing something.....

 

Frames are at the dealers all the time. It is a common repair. Frame shouldn't cost 10K, what is the breakout of the 10K number? But like everyone agrees, it's a math thing. 2/3 replacement cost, and it's totalled. Have they given you a book value, or explaination of the decision?

This must be the week for frames! lol. (not really) Glad you're OK.

Not yet....I get that tomorrow. Frame, cab corners, complete bed, tailgate, etc....just for starters. Virtually everything from the cab back has been affected except the tires and rims. These trucks still book pretty high and it takes quite a bit to get to that magic 2/3 number.

 

want to sell the front end? lmao

 

want to sell the front end? lmao

At first I thought you were just being a butt head, then I saw your post about your crash. Good luck on your repairs...

 

Not sure what the laws are in your state, but in most states you can get the truck fixed at any shop you want. I would ask around and find 2-3 expensive shops and go and get estimates from them indicating to them you want to spare no expense in repairing the truck. Once he sees those numbers, he will total the truck.

In most instances, the adjuster is only at about 60% of the actual repair cost. The real numbers are always higher.

 

Not sure what the laws are in your state, but in most states you can get the truck fixed at any shop you want. I would ask around and find 2-3 expensive shops and go and get estimates from them indicating to them you want to spare no expense in repairing the truck. Once he sees those numbers, he will total the truck.

In most instances, the adjuster is only at about 60% of the actual repair cost. The real numbers are always higher.

I'm actually using the dealer as the repair place as its a leased vehicle. I want no questions about whether it was repaired correctly or not. Nissan will have a hand in repairing it. Can't imagine anyone being more expensive than the dealer retail on parts, markup on sub-bed work, etc, but maybe. I'll see the quote today. I only have about a year left on the lease, so my absolute biggest concern is that I don't get hosed on lease turn in day.

 

If you are leasing, you should just tell them you want to turn in the leased vehicle now as is and indicate it has a few scratches here and there.

I can't imagine the dealer is going to actually do the body work. Many sub that work out. So you might want to check to make sure it is being done in-house.

 

If you are leasing, you should just tell them you want to turn in the leased vehicle now as is and indicate it has a few scratches here and there.

I can't imagine the dealer is going to actually do the body work. Many sub that work out. So you might want to check to make sure it is being done in-house.

They are subbing it...I know that for a fact. I also know where it is going to and that there is a markup on their already inflated price after the dealer touches it.

As for the lease, if I'm not careful I will be screwed. This thing will be significantly devalued after a major crash. Somebody besides me needs to pay for any devaluation that I might get hit for later. My truck didn't have even a scratch on it before tuesday.

 

Not that I would recommend going this route, but you could turn the leased vehicle in and then sue the other person's insurance company for the devaluation costs as their insured was the cause of the devaluation. Again, I wouldn't recommend this to any of my clients as an initial response, but it is a potential option.

 

if it's a leased vehicle why do you care??? If I actually owned it I would be a little pissed...

 

let me guess the lady that hit you has GEICO. That sounds like something GEICO would do to a tee.

 

Sounds like it might time to get a good lawyer.

 

At first I thought you were just being a butt head, then I saw your post about your crash. Good luck on your repairs...

Thanks, but I think you need more luck then I do. Insurance companies suck!

Good luck to you

 

sorry to hear about this killer... leased or not i'd be equally pissed. i would imagine the labor charge on all this work would far exceed the price of the truck (my 04 books @ around 18-20) parts, paint, etc. not to mention the dealer work AND the body shop work.. seems like a high number in my head.

is this the adjuster's first claim? haha

 

Call your insurance company. If your not happy with what her company is going to do. They can pay you then sue her insurance for the money.

 

Get a second opinion - and then a third - at other body shops. You absolutely have the right to do this, especially if her insurance company decided where to send the truck for an estimate. Parts alone you're probably talking minimum $8000, double that to include labor. You should be close to getting it totaled.

 

Call your insurance company. If your not happy with what her company is going to do. They can pay you then sue her insurance for the money.

That's what I would do.

 

Problem is if you use your own insurance company then your rate will probably go up next year.

That is just unfair when the woman was probably on the phone, drinking a latte and doing a crossword as she was driving.